Tuesday, March 29, 2011

3 useful Tips When Looking For Car loans

If you’ve created the choice to buy a car, no doubt it is really a choice which will conserve you a excellent offer of cash. Once you choose on a car that you would like, you might then wish to begin searching at the  car loan options which are accessible to you. If you would like to obtain a great loan for your car, you’ll have to think about your funding very carefully and weight all of your choices. Numerous occasions, excited buyers get so excited about buying their vehicle that they overlook to appear over the car  loan options very carefully. The following are considerations to maintain in thoughts you’re likely to buy a  vehicle with  vehicle car lending options.

Get Funding Very first
Whenever you’re likely to buy a car, you would like to make certain which you qualify for  vehicle car lending options prior to you go via the final details of buying a vehicle. It’s essential which you make certain which you are approved for the funding you require prior to you show up at a dealership ready to purchase. Should you don’t have the cash up front whenever you go to a dealership, you might not be capable to obtain a excellent offer. But if you’ve the cash with you, numerous occasions you are able to obtain a much better offer on your car.
Check the Funding Contract
Prior to you choose to sign on any  vehicle car lending options, you ought to be certain which you have study the whole contract, including all from the fine print. Numerous occasions, you will find qualifications which you aren’t aware of or penalties for paying the loan off early. Frequently, these lenders might consist of terms that permit them to
raise the interest rate should you miss even one payment. Should you take the time to study the  vehicle car lending options contract prior to you sign it, you’ll not have any unwelcome surprises coming your way within the future.

Beware of Feeling Unpleasant
When you’re dealing with  vehicle car lending options, you ought to listen to any bad feelings which you might get. Should you really feel unpleasant with the terms or the interest rate, you ought to most likely overlook that loan and go on searching for  vehicle car lending options which you can really feel comfortable with.Should you maintain these considerations in thoughts when obtaining  vehicle car lending options to buy a  car, you is going to be in a position to buy your car with peace of thoughts. Just taking time to obtain your funding within the beginning and checking out the terms can conserve you numerous difficulties within the long run. Keep in mind which you can never be too careful when you’re dealing with  vehicle car lending options.

Sunday, March 27, 2011

Be good and get free car insurance

The drivers who maintain a clean record for five consecutive years will be rewarded with free auto insurance for one year.

In a step to encourage drivers to avoid traffic violations and black points and ensure road safety, the Traffic General Secretariat of the Ministry of Interior has signed an agreement with Emirates Insurance Companies Association regarding this.
In the initial years, drivers will be given a discount in their insurance amount, an official from the Ministry of Interior said. After the first year without any violation, drivers will be given a discount of 20 per cent of his insurance policy and it will be 30 per cent in the second year. The discount will be increased to 35 per cent in the third year.
Speaking in a programme (Amman ya Beladi) broadcast in Sharjah Radio, Brigadier Ghaith Al Zaabi, Director-General of Traffic Coordination at the Ministry of Interior said that this initiative would contribute to solve traffic issues in many dimensions. He urged all motorists to be responsible towards following the traffic law to decrease accidents. Talking about the Traffic Week organised by the ministry throughout the country, he said that this year’s slogan ‘Together to curb traffic accidents’ aimed at ensuring safety and reduce accidents.
The number of fatal accidents is being reduced every year since 2008 because of the intensive awareness programmes being conducted by the ministry. “We aimed at conveying the traffic safety message to 3.5 million people of various nationalities, who are driving 2,236 cars registered in the country,” he said.
Col Arif Al Shamsi, Director of the Traffic Department of the Sharjah Police, said that the traffic week is now focusing on traffic awareness programmes in coordination with other government and private departments in addition to intensifying the inspections being carried out throughout the year to ensure road safety.
Brig. Aihssan Al Aweesh, Deputy Director Of Traffic Department in Al Kuwait, said that the observation of annual Traffic Week in the GCC had contributed to reducing number of deaths, as 1,071 death cases were reported in 2009 in all AGCC countries while in 2010 the number was reduced by 23 per cent to 826 deaths including 211 of AGCC citizens whose age range between 18 to 30 years old. An average of 20 accidents are happening everyday, causing 25 injuries and two deaths, which means the monthly average of death is 68 per cent.

Tuesday, March 15, 2011

Who Really Invented the Automobile?

The automobile has long been a part of the American culture. We rely on it on a personal level for activities such as going from home to work, the store or other locations but also on a less personal level (though of equal importance) to get products delivered to stores and business of every type. For many of us, it is something easily taken for granted- in fact, statistics show that the average American household has at least 3 vehicles-yet the automobile has only been around a bit over a century.
People all around the world have benefited from the automobile. And perhaps, some might wonder, did the early inventors of the automobile ever dream that what they did would have such widespread influence. And, in addition, who exactly invented the automobile?
For many, it may come as surprise that it was not Henry Ford who first invented the automobile. Rather, the automobile can trace its roots back to as early as 1769 when Nicolas-Joseph Cugnot of France introduced the first self- propelled road vehicle. The vehicle was a three-wheeled tractor-like carriage which was used by the military; it could travel at a speed of 2.5 miles per hour. However, it should be noted that there is some disagreement that this vehicle actually worked.
During the late 1700s to the late 1800s there were many other "vehicles" introduced. These include automobiles from inventors like G. W. Daimler, Robert Anderson and George B. Selden. But it was not until the mid 1880s that Karl Friedrich Benz introduced what is thought to be the first real automobile. The automobile designed by Benz was a gasoline powered motor carriage with a 4 stroke engine. It was a 3 wheeled vehicle with an electric ignition, differential gears and water cooling system. It was first driven in Mannheim, Germany in 1885, and he was granted a patent for his invention in January of 1886. By July of that same year, Benz & Company began selling the automobile to the public and by 1893, the Benz Velo became the world's first inexpensive, mass produced car. It is suggested by many, that Benz is the first true automobile inventor.
On the other side of the Great Pond, the Duryea brothers, Charles and Frank, were also hard at work to develop an automobile. In 1893, they designed the first successful gas powered car. It used a 2 stroke motor and could travel 4 miles per hour. They are also credited with setting up the first American car manufacturing company. Of special interest, Frank Duryea was the winner of America's first auto race in 1895. It involved 6 cars traveling 54 miles from Chicago to Evanston and back again. Duryea won the race in just over 10 hours with an average speed of 7.3 mph.
In 1908, Henry Ford, introduced the Model T for a mere $950, making it affordable to the common man; however, during its 19 years of production its price lowered to as little as $250. The Model T was quite popular and by 1927 almost 15,500,000 had been sold. In 1924, Ford implemented his mass production manufacturing where one car was built in 24 seconds. This innovation earned Ford world recognition and completely changed the American society.
The automobile has undergone many transformations since its introduction, and is certain to continue this evolution. But, no matter who you may wish to credit with the invention of the automobile, one thing is certain-it has helped changed and shape the world around us by making people and places come closer together.

Article Source: by Patrick_Boswell